Construction/Development Loans

Small Town Bank has experienced lenders that can assist business customers in securing financing for residential and commercial construction loans as well as developing a large commercial development such as a factory or small retail mall.

We offer:

  • Competitive Fixed and Variable interest rate options
  • Flexible terms geared toward Construction and Development
  • Quick Response time due to local decision makers
  • Experienced lenders that can guide business customers through the process

Please see a Small Town Bank Loan Officer to apply or for additional information.

*All Loans subject to Credit Approval

Small Town Bank Loan Officers

Wedowee Office
(256) 357-4936
Ranburne Office
(256) 568-2265
Roanoke Office
(334) 863-4151
Carrollton Office
(256) 463-2790
Alan Hubbard
NMLS # 609361
Ashley Rayfield
NMLS # 1691901
Bill Landers
NMLS # 609365
Patty Shoemake
NMLS # 1508019
Donny Slick
NMLS # 609362
Oxford LPO
(256) 831-4015
Heflin Office
(256) 463-2790
Galen Hobbs
NMLS # 849995
Clay Kimbrell 
NMLS # 1461628
Jonathan Mosley
NMLS # 543593
Debra Nelson
NMLS # 1089177
David Sears
NMLS # 539108


Bank Information 

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Wedowee - Main Branch
Ranburne Branch
Roanoke Branch
Heflin Branch
Oxford - Loan Production
Carrollton, GA - Branch 
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Monday 8:30 am - 4:30 pm
Tuesday 8:30 am - 4:30 pm
Wednesday 8:30 am - 1:00 pm
Thursday 8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday (Lobby Closed) 
Monday 8:00 am - 4:30 pm
Tuesday 8:00 am - 4:30 pm
Wednesday 8:00 am - 1:00 pm
Thursday 8:00 am - 4:30 pm
Friday 8:00 am - 5:00 pm
Saturday 8:00 am - 12:00 pm
 Equal Housing Lender

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