CD & Savings Secured Loans

If you have a Small Town Bank certificate of deposit (CD) or savings account, you can borrow against them as a cost-effective way to obtain the funds you need. Apply for one of our CD and/or Savings secured loans to help consolidate debt, do home improvements, or for other personal needs.

We offer:

  • Competitive Fixed interest rates
  • Flexible terms
  • Quick conditional approval with required application and supporting documentation

Please see a Small Town Bank Loan Officer to apply or for additional information.

*All Loans subject to Credit Approval

Small Town Bank Loan Officers

Wedowee Office
(256) 357-4936
Ranburne Office
(256) 568-2265
Roanoke Office
(334) 863-4151
Carrollton Office
(770) 834-5111

Alan Hubbard
NMLS # 609361

Ashley Rayfield
NMLS # 1691901
Bill Landers
NMLS # 609365
Patty Shoemake
NMLS # 1508019
Donny Slick
NMLS # 609362 
Dallas Office
(770) 505-2265 

Tim May 
NMLS # 539112
 Galen Hobbs
NMLS # 849995

David Sears 

NMLS # 539108

Genevieve Cole
NMLS # 543744

Heflin Office
(256) 463-2790
Oxford LPO
(256) 831-4015

Clay Kimbrell 
NMLS # 1461628

Carol Wallace 
NMLS # 810830 
Debra Nelson 
NMLS # 1089177 
 Jonathan Mosley 
NMLS # 543593
Bank Information 

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Contact Us
Wedowee - Main Branch
Ranburne Branch
Roanoke Branch
Heflin Branch
Oxford - Loan Production
Carrollton, GA - Branch 
Dallas, GA - Branch
Personal Checking
Business Checking
Personal Lending
Business Lending
Merchant Services
Certificates of Deposit
Telephone Banking
Monday 8:30 am - 4:30 pm
Tuesday 8:30 am - 4:30 pm
Wednesday 8:30 am - 1:00 pm
Thursday 8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday (Lobby Closed) 

Monday 8:00 am - 4:30 pm
Tuesday 8:00 am - 4:30 pm
Wednesday 8:00 am - 1:00 pm
Thursday 8:00 am - 4:30 pm
Friday 8:00 am - 5:00 pm
Saturday 8:00 am - 12:00 pm
 Equal Housing Lender

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